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		<title><![CDATA[Union Benefits - Articles]]></title>
		<link>http://www.unions.org/union-benefits</link>
		<description />
		<language>en-us</language>
		<copyright><![CDATA[http://www.unions.org/union-benefits]]></copyright>
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		<webMaster>louc@unions.org</webMaster>
		<lastBuildDate>Fri, 21 Nov 2008 23:26:56 CST</lastBuildDate>
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			<title><![CDATA[Towing for Tots]]></title>
			<link>http://www.unions.org/union-benefits/articles/105/1/Towing-for-Tots/Page1.html</link>
			<description><![CDATA[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; <a href="http://www.towing4tots.org"><img title="" height="122" alt="" src="http://www.unions.org/union-benefits/content_images/60/toys%20ad.gif" width="142" align="baseline" border="0"/></a><br/>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br/>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<a href="http://www.towing4tots.org/"><b><span><br/><br/><br/>Towing 4 Tots</span></b></a><span> is a car donation program that provides free towing services to anyone that wants to get rid of a vehicle.We accept junked cars, motorcycles, RV&#8217;s and boats and provide <b><a href="http://www.towing4tots.org">free towing</a></b> nationwide within 24-72 hours of your donation. </span><a href="http://www.towing4tots.org/default.html"><b><span>Towing4Tots.org</span></b></a><span>&nbsp;is a 501(c)3 children&#8217;s charity organization that ensures that every dollar possible goes to providing services for disadvantaged children. Therefore, you will receive a <b>tax-receipt</b> for your kind donation in addition to a sense of satisfaction for helping out a great cause. Towing4tots helps provide services for children from broken homes or troubled families. Some of these children are recent immigrants to the U.S. others come from dysfunctional homes, while some have parents who are unemployed.Our various charitable programs and activities include: social and recreational programs for kids and their families, providing overnight camp to further children&#8217;s&#8217; development, family counseling, and adult education.We also work hard to help enroll eligible children in private schools and pay their tuition in order to provide them with an environment that is suited to their special needs. </span></p>
<p><span>Please contact us:</span></p>
<p><a href="http://www.towing4tots.org/"><span>www.towing4tots.org</span></a></p>
<p><b><span>1-877-54-4TOTS </span></b><span>or</span><span><br/></span><span>1-877-544-8687</span><span><br/><br/></span></p>
<p><b><span>E-Mail Address: <a href="mailto:towing4totscs@towing4tots.org">towing4totscs@towing4tots.org</a></span></b><span><br/></span><b><span>Office Address:</span></b><span>1010 Huntcliff, Suite 1350 </span><span><br/></span><span>Atlanta, GA 30350</span></p>]]></description>
			<author>no@spam.com (karen wood)</author>
			<pubDate><![CDATA[Mon, 17 Nov 2008 15:00:00 CST]]></pubDate>
			<guid isPermaLink="true">http://www.unions.org/union-benefits/articles/105/1/Towing-for-Tots/Page1.html</guid>
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			<title><![CDATA[Smart Finance ,Inc]]></title>
			<link>http://www.unions.org/union-benefits/articles/104/1/Smart-Finance-Inc/Page1.html</link>
			<description><![CDATA[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br/>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<a href="http://www.smartfinanceaz.com"><img title="" height="122" alt="" src="http://www.unions.org/union-benefits/content_images/60/smart%20finance.jpg" width="142" align="baseline" border="0"/></a><br/><br/><br/>
<p align="center"><b><span></span></b></p>
<p align="center"><b><span>Smart Finance, Inc.</span></b></p>
<p><b><span>Smart Finance understands that hard working, dedicated people need loans with great terms and easy payments, that are fast and convenient when a financial emergency arises.</span></b></p>
<p><b><span>We know that when times are tough, it can be very difficult to get a fast and easy loan from banks, credit unions and other financial institutions. Smart Finance loans can be used to cover household bills, send cash to loved ones or cover everyday family needs.</span></b></p>
<p><b><span>Loans are approved in twenty four hours, with an easy, stress free payment plan that is right for you. Smart Finance gives you a quick loan when you need it most. Our loans are a fast, friendly, and convenient alternative to high pressure payback loans.</span></b></p>
<p><b><span>At Smart Finance, our commitment is to provide you with the fastest, easiest way to access quick loans in a secure and confidential manner. We understand your needs, and want to make sure you receive the best possible customer service.</span></b></p>
<p><b><span>We want to exceed your expectations so that you will come back again and tell your family, friends and coworkers. As more people find out about our loan programs and excellent service, we will continue to serve the needs of hard working individuals like you.</span></b></p>
<p><b><span>Many of our customers, through word of mouth have become part of our Smart Finance loan referral program. This is an added bonus to help you out with extra money when you need it.</span></b></p>
<p><b><span>When you apply for a loan you will receive the same great service that all our customers get on a daily basis, even if you have had or are faced with severe credit problems. Don&#8217;t be discouraged; loans for people with bad credit are part of our specialty loan program. We want you to know that even with bad credit you can still be approved for a Smart Finance personal loan.</span></b></p>
<p><b><span>So what does this mean to you? We offer great service, fast, convenient and confidential loan approvals and bad credit issues are no problem!</span></b></p>
<p><b><span>Remember a Smart Finance loan can be used to help during a difficult time without the stress and pressure of a long application process or a fast payback loan. Our loan process is quick, easy and simple. Smart Finance loans are the friendly, convenient loan solution for hard working people. Call us today and speak with one of our loan specialists.</span></b></p>
<p><b><span>Call (602) 277-9700<br/><a href="mailto:smartfinanceaz@gmail.com?subject=unions.org inquery">Email us</a></span></b></p>]]></description>
			<author>no@spam.com (karen wood)</author>
			<pubDate><![CDATA[Mon, 17 Nov 2008 14:00:00 CST]]></pubDate>
			<guid isPermaLink="true">http://www.unions.org/union-benefits/articles/104/1/Smart-Finance-Inc/Page1.html</guid>
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			<title><![CDATA[E-American Mortgage]]></title>
			<link>http://www.unions.org/union-benefits/articles/103/1/E-American-Mortgage/Page1.html</link>
			<description><![CDATA[
<div style="TEXT-ALIGN: center">&nbsp; <a href="http://www.unions.org/home/newbus.php?bid=82243"><img title="" height="60" alt="" src="http://www.unions.org/union-benefits/content_images/60/AMI%20Banner1.jpg" width="460" align="baseline" border="0"/></a><br/></div><span></span>
<div style="TEXT-ALIGN: center"><br/></div><span></span><span>
<p align="center"><br/><br/><br/>American Mortgage, Inc.</p></span>
<p><span>Whether you're a first-time buyer or a real estate veteran, our simple, step-by-step advice can help you make all the right financial decisions. We'll help you navigate the application process, find the best type of mortgage with the lowest interest rate and avoid all the costly, pitfalls.</span></p>
<p><span>No matter what your reason, navigating the world of mortgages and loans can be intimidating and overwhelming. The person you choose to partner with in the process is just as important as closing terms and interest rate. </span></p>
<p><span>We at American Mortgage, Inc., are experienced Loan Officer&#8217;s and our goal is simple, make the process of obtaining a loan and fulfilling your dreams as easy to understand as possible.</span></p>
<p><span>That's why we invest time with each of our clients, ensuring the highest level of professionalism and integrity. Together we will find the best solution to meet and exceed your individual needs. If you are looking for a professional team you can trust, please leave us a message and we will get back to you right away.</span></p>
<p><span>We like to work with individuals who have a dream of home ownership and those who would like to cut current mortgage payments in half, we can help you.</span></p>
<h3><span>Our services are devoted to any and all situations, whether you are in the market to purchase your dream home or refinance your existing one. We have numerous programs that can lower your current rate, assist with college educations, home improvements, <a href="http://www.unions.org/union-benefits/admin/AppData/Local/Microsoft/Windows/Temporary%20Internet%20Files/Low/Content.IE5/6ZNVOOPS/debt%20consolidation"><span>debt consolidation</span></a>, investment properties, and <i><u><span><a href="mailto:mlupica@e-americanmortgage.com">bankruptcy</a></span></u></i> and <i><u><span><a href="mailto:rkoenig@e-americanmortgage.com">foreclosures.</a></span></u></i></span></h3>
<h3><span>Whatever your situation may be, if it can be done, we can do it. <br/>When you contact <a href="mailto:mlupica@e-americanmortgage.com"><span>American Mortgage Inc.</span></a>, you've done your one stop shopping.</span></h3>
<p><span>As a </span><b><span>union member</span></b><span>, you and your family are eligible for exclusive Union member DISCOUNTS.</span></p>
<p><span>*FREE CREDIT REPORT</span></p>
<p><span>*NO APPLICATION FEE</span></p>
<p><span>*FREE APPRAISAL REPORT</span></p>
<p><span>(</span><span>CREDITED AT CLOSING)</span></p>
<p align="center"><b>1010 Berlin Road <br/>Cherry Hill , New Jersey 08034</b> <br/><a href="mailto:rkoenig@e-americanmortgage.com">EMAIL US</a><br/>Toll Free: 866-833-4049<br/>Office: 856-216-9905 <br/>Fax: 856-216-7424 </p>]]></description>
			<author>no@spam.com (karen wood)</author>
			<pubDate><![CDATA[Fri, 14 Nov 2008 13:30:00 CST]]></pubDate>
			<guid isPermaLink="true">http://www.unions.org/union-benefits/articles/103/1/E-American-Mortgage/Page1.html</guid>
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			<title><![CDATA[Immigration Attorney for Union Members]]></title>
			<link>http://www.unions.org/union-benefits/articles/102/1/Immigration-Attorney-for-Union-Members/Page1.html</link>
			<description><![CDATA[<div style="text-align: center;"><a de_ href="http://www.pauldcass.com"><img style="width: 192px; height: 146px;" title="" alt="" src="http://www.unions.org/union-benefits/content_images/31/Paul%20Cass%202.jpg" align="baseline" border="0"/></a><br/></div>Contact Information<br/>3055 Wilshire Blvd. Suite 900<br/>Los Angles , California 90010-1137<br/>E-mail: <a  href="mailto:pdcesq@sprynet.com?subject=Unions.Org%20Immigration%20Issue">pdcesq@sprynet.com</a><br/>213-487-1595&nbsp;&nbsp; ext 232<br/><br/><br/>Paul D. Cass, Attorney at Law, has been helping immigrants, their families and their employers and employees work through the bureaucratic maze of immigration and naturalization for over 20 years, with a concentration on business immigration and visa matters, including nonimmigrant work visas, employment-based immigrant visas, and employment-based &#8220;Green Card&#8221; adjustments, for businesses of all sizes from start-up and small businesses to Fortune 500 companies; &#8220;family&#8221; immigration matters, including &#8220;Green Cards&#8221; for spouses, children, parents, other relatives and fianc&eacute;es/fianc&eacute;s of U.S. Citizens; and the acquisition and proof of U.S. Citizenship.&nbsp; <br/><br/>I am a graduate of the top-rated Yale Law School, and an active member of both the national American Immigration Lawyers Association (&#8220;AILA&#8221;), and the Immigration Section of the Los Angeles County Bar Association, of which I am a past Board member.&nbsp; I am a confident, professional and ethical immigration attorney who understands the ins and outs of the increasingly complex and constantly changing area of immigration law; and I work diligently to stay up to date on current laws, regulations, and (of equal importance) the changes in practices and procedures frequently made by the Immigration Service in the U.S., and U.S. Embassies and Consulates abroad.&nbsp; <br/><br/>My knowledge and success with immigration clients has been recognized by the Los Angeles legal community and by my clients - who frequently refer others with immigration issues for help.<br/><br/>Although I have professional support staff, I handle all of my cases personally, and do not delegate to a secretary or paralegal.&nbsp; When you retain me to handle immigration or naturalization law matters, you work with me.&nbsp; I handle all client meetings myself, and I personally prepare all the papers I file.&nbsp; You will never have to feel like your case is less important to me because I have handed you off to a paralegal or junior associate.&nbsp; I take pride in providing all my clients with personal, one-on-one service, and I handle your immigration or citizenship case myself from start to finish.<br/><br/>Many of my immigration clients - both individuals and businesses - return to me with legal questions on other matters. I am available for and experienced with the wide variety of legal matters that a person or business may encounter:<br/><br/>&nbsp;&nbsp;&nbsp; * An accident or personal injury<br/>&nbsp;&nbsp;&nbsp; * Corporate and other business entity formation and operating issues<br/>&nbsp;&nbsp;&nbsp; * Business contract drafting, negotiation and disputes<br/>&nbsp;&nbsp;&nbsp; * Wills and trusts, estate planning issues, and Probate, <br/>&nbsp;&nbsp;&nbsp; * General civil (not criminal) lawsuits<br/>* Copyright, trademark and other intellectual property matters<br/><br/>My office is located in the mid-Wilshire District of Los Angeles, easily accessible by Metro and with reasonably priced parking readily available.&nbsp; Since many immigration cases do not require personal meetings or even interviews, I am able to, and do, provide counsel on and handle many cases outside Los Angeles, and in fact outside California.&nbsp; For those who do need to meet me for consultations and other matters, I try to make myself available, not just during normal weekday business hours but after-hours and on weekends, as required.&nbsp; I charge only a nominal fee for an initial consultation, which is credited to any attorney fees if the case goes beyond the initial consultation. To schedule a consultation, call my office at 213-487-1595, Ext. 232, or send me an E-mail.<br/><br/><br/>]]></description>
			<author>no@spam.com (Mike Maddy)</author>
			<pubDate><![CDATA[Mon, 10 Nov 2008 15:30:00 CST]]></pubDate>
			<guid isPermaLink="true">http://www.unions.org/union-benefits/articles/102/1/Immigration-Attorney-for-Union-Members/Page1.html</guid>
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			<title><![CDATA[ABC Defibrillators/ AED&#039;s on the Union Jobsite]]></title>
			<link>http://www.unions.org/union-benefits/articles/101/1/ABC-Defibrillators-AEDs-on-the-Union-Jobsite/Page1.html</link>
			<description><![CDATA[<p class="abcTinyText" style="text-align: center;"><br/></p><p class="abcTinyText" style="text-align: center;"><a de_="" de_ href="http://www.abcdefibs.com"><img title="" alt="" src="http://www.unions.org/union-benefits/content_images/31/defib%20AED.jpg" align="baseline" border="0" height="111" width="111"/></a><br/></p><p class="abcTinyText" style="text-align: center;"><a de_="" de_ href="http://www.abcdefibs.com">ABC Defibrillators Save Union Members Lives</a><br/></p><p class="abcTinyText" style="text-align: left;">We were involved in the first EMS and First Responder programs in Minnesota over 30 years ago and have been training since 1979.<br/></p><p class="abcTinyText" style="text-align: left;">Over the years we have received many responses from clients who have
saved lives with the help of our training and services.<br/></p>

                                                        Since the implementation of AED PAD (Public Access Defibrillation)
programs, these powerful stories have been coming in more and more.<br/>

                                                        <br/>
Whether it be a family member, friend, client, congregation member, or
stranger, SCA (Sudden Cardiac Arrest) can happen to anyone, anywhere,
anytime. With an AED program in place, you too can be prepared.<br/><br/><span style="font-size: medium; font-weight: bold;"><span></span></span><span style="font-weight: bold;">What is an AED?</span><br/><br/>Commonly known as AEDs or defibrillators, they are small, portable, electronic devices that can analyze the heart, detect a potentially fatal abnormal rhythm, then deliver a shock that can restore a normal rhythm.<br/><br/>When a patient suffers sudden cardiac death as a result of a heart attack, it&#8217;s not the heart attack itself that kills the person - it&#8217;s an abnormal rhythm (ventricular tachycardia or ventricular fibrillation) caused by damage to the heart muscle. A heart that is fibrillating beats ineffectively, like a bag of worms. Blood can no longer be effectively pumped to the vital organs and the patient dies. Once fibrillation has occurred, death will almost always follow unless a shock is delivered.<br/><br style="font-weight: bold;"><span style="font-weight: bold;">That&#8217;s where AEDs come in.</span><br/><br/>AEDs have been shown to save lives. In general, survival of out of hospital arrest is about 4 to 6 percent. Adding CPR can boost this to about 15 percent, but adding rapid defibrillation raises the save rate to 30 to 40 percent - or even higher.<br/><br/>Once cardiac arrest from an irregular heartbeat has occurred, the sooner an AED is used the better. For every minute of delay from collapse to defibrillation, mortality increases by 7 to 10 percent. Results are best when defibrillation is done within four minutes though CPR can buy some time.<br/>&nbsp;<br/><br/><span style="font-weight: bold;">What should I do if I see someone collapse and there is an AED nearby? Should I use it?</span><br/><br/>The answer is &#8220;YES.&#8221; I highly recommend that everybody take a course in CPR and AED use. But as Dr. Elizabeth Nabel, director of the National Heart, Lung, and Blood Institute, told me, even if you&#8217;ve had no training in using an AED, you should try to use it if you see somebody collapse.<br/><br/>AED&#8217;s have built-in instructions that audibly walk you through its use, step by step. All you have to do is turn one on and listen to the instructions. Some even give instructions on how to do CPR.<br/><br/>Nabel emphasized the importance of calling 9-1-1 first to get help. This is crucial because once you get busy doing CPR or using the AED, you may forget to call for help. Call 9-1-1 first, and help can be on its way as you are trying to revive the victim.<br/><br/>Good Samaritan laws protect users of AED&#8217;s in all 50 states. But if you buy an AED then you should check with the company selling it to find out if there are any regulations (such as certification) that you need to know about. <br/><br/>&nbsp;<br/><br style="font-weight: bold;"><span style="font-weight: bold;">What is using an AED like?</span><br/><br/>It&#8217;s incredibly simple to use because the AED can talk to you. The main thing you have to remember is to hit the on-off button. After that, the machine walks you through exactly what to do, step by step. It will tell you to place the pads on the person's bare chest. It then automatically analyzes the person's heart rhythm. If a serious arrhythmia (irregular heartbeat) is present, the AED will tell you to push a flashing button (you can&#8217;t miss it!) to deliver a shock. It will then analyze the patient&#8217;s heart again and tell you whether you need to repeat the shock. <br/><br/>&nbsp;<br/><br/>&nbsp;<br/><span style="font-weight: bold;">Couldn&#8217;t a shock hurt someone?</span><br/><br/>AEDs are designed to deliver shocks only to patients who have potentially lethal irregular heartbeats. For example, if a person has just fainted but is otherwise fine, it will tell you that no shock is advised.<br/><br/>Just think: You could save a life. <br/><br/><a de_="" de_ href="http://www.abcdefibs.com/">visit ABC Defibrillators</a><br/>

                                                        ]]></description>
			<author>no@spam.com (Mike Maddy)</author>
			<pubDate><![CDATA[Mon, 03 Nov 2008 14:30:00 CST]]></pubDate>
			<guid isPermaLink="true">http://www.unions.org/union-benefits/articles/101/1/ABC-Defibrillators-AEDs-on-the-Union-Jobsite/Page1.html</guid>
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			<title><![CDATA[Union Members California - Vote Yes on Proposition 8]]></title>
			<link>http://www.unions.org/union-benefits/articles/100/1/Union-Members-California---Vote-Yes-on-Proposition-8/Page1.html</link>
			<description><![CDATA[THE CALIFORNIA SUPREME COURT AND ARNOLD SCHWARZENEGGER SHOULD HEAR FROM THE CALIFORNIA VOTERS ON TRASHING OUR VOTES AND OVER TURNING THE VOTERS DECISION ON SAME SEX MARRIAGES.<br/><br/>MARRIAGE HAS BEEN HONORED IN CUSTOM AND LAW FOR MORE THAN 5000 YEARS.<br/><br/><br/><img title="" alt="" src="http://www.unions.org/union-benefits/content_images/53/images.jpg" align="baseline" border="0" height="107" width="143"/><br/><br/><br/><br/>Fellow Americans,<br/><br/>We can&#8217;t sit back and do nothing and allow the
minority&#8217;s voice rule the decision making in our country. We can&#8217;t
complain if we don&#8217;t make a stand to change the direction our nation is
going. <br/><br/>It is wrong that 4,618,673 of us voted on Proposition
22&nbsp; in the state of California, which defined that marriage exclusively
as being between one man and one woman and victory was 61% affirming a
traditional family. The margin of victory for this affirmation of the
traditional family was 61 to 39 percent.&nbsp;&nbsp; Even though the people voted
and won the Supreme court judges and the Governor of the state of
California said, &#8220;not so fast common people,&nbsp; we hold the trump card
and you loose&#8221;. Proposition 22 was trashed in a single blow!<br/><br/>Did
you know that all legal documents in the State of California pertaining
to marriage are to be rewritten and printed and it will cost us the
taxpayers millions of dollars?<br/><br/>These tyrants that refuse to
uphold the vote of the people need to hear from the people.&nbsp; I propose
that we come together as PEOPLE OF INTEGRITY & PRIDE and fight back
to conserve the morals and values that this great nation. We need to
conserve the rights given to us and fight to secure them for our
children and the future.&nbsp; We can not let the small minority have the
largest voice.&nbsp; We need take action now!<br/><br/>Abraham Lincoln said
during the Gettysburg Address in 1863 that ours is a system of
government designed &#8220;of the people, by the people, and for the
people.&#8221;&nbsp; The following elected officials need to be reminded of this.<br/><div style="text-align: center;"><br/><span style="font-weight: bold;">CONTACT THEM IMMEDIATELY AND AS OFTEN AS POSSIBLE BEFORE ELECTION DAY.&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;<span style="font-style: italic;">&nbsp;&nbsp; </span></span><br/></div><font size="3"><span style="font-weight: bold;"><br/>Justice Ronald M. <span style="color: rgb(255, 0, 0);">George</span>, Justice Joyce L. <span style="color: rgb(255, 0, 0);">Kennard</span>, Justice Kathryn Mickle <span style="color: rgb(255, 0, 0);">Werdegar</span> and Justice Carlos R. <span style="color: rgb(255, 0, 0);">Moreno</span>. </span></font><br/><div style="text-align: center; font-weight: bold;"><span style="color: rgb(255, 0, 0);"><br/>R</span><font style="color: rgb(255, 0, 0);" size="1">EMEMBER THESE NAMES AND MAKE SURE YOU NEVER VOTE FOR THEM AGAIN.</font><br/></div><br/><br/>These
four individuals can be reached at the Supreme Court of California, 350
McAllister Street, San Francisco, CA 94102-4797 or by phone<br/><div style="text-align: center;">&nbsp;<font size="4"><span style="font-weight: bold;">415-865-7000&nbsp; ext 0 - (ask for each judges chamber by name)</span></font>&nbsp; <span style="font-weight: bold;"><span style="font-style: italic;"></span></span><br/></div><br style="font-weight: bold;"><span style="font-weight: bold;">Governor of California, <span style="color: rgb(255, 0, 0);">Arnold Schwarzenegger</span></span>, State Capitol Building, Sacramento, CA 95814, and by <font size="4"><span style="font-weight: bold;">phone at&nbsp; 916-445-2841</span></font>.<br/><br/>Has it occurred to Californians to consider what amounts to another <span style="font-weight: bold;">&#8220;recall election&#8221;</span>
for the four Justices who have disregarded the institution of marriage?
I believe it is worth contacting our state legislators about. Marriage
has been honored in custom and in the law for more than 5000 years. It
has thrived everywhere humankind has resided. <br/><div style="text-align: center;"><br style="font-weight: bold; color: rgb(204, 153, 255);"><div style="text-align: center;">ON ELECTION DAY&nbsp;&nbsp; <font size="4"><span style="color: rgb(255, 0, 0); font-weight: bold;">VOTE YES&nbsp; ON PROPOSTION 8</span></font> <br/>& OVER TURN THE DECISION OF THESE&nbsp; JUDICIAL TYRANTS<br/></div><div style="text-align: center;"><span style="color: rgb(0, 51, 102);">&nbsp;<br/>CLICK HERE TO EMAIL & REQUEST A RECALL ELECTION<br/><a de_="" de_ href="http://www.leginfo.ca.gov/yourleg.html">CONTACT YOUR STATE REPRESENTATIVE</a></span><br style="color: rgb(0, 51, 102);"></div><span style="color: rgb(0, 51, 102);">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></div><div style="text-align: center;"><div style="text-align: center;"><span style="color: rgb(0, 51, 102);">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><br/></div><img title="" alt="" src="http://union-benefits/content_images/53" align="baseline" border="0" height="0" width="0"/><br/><br/><br/><br/><br/></div><br/><br/><br/><br/>]]></description>
			<author>no@spam.com (Cindy Maddy)</author>
			<pubDate><![CDATA[Mon, 27 Oct 2008 12:00:00 CDT]]></pubDate>
			<guid isPermaLink="true">http://www.unions.org/union-benefits/articles/100/1/Union-Members-California---Vote-Yes-on-Proposition-8/Page1.html</guid>
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			<title><![CDATA[Union Endorsed Candidates]]></title>
			<link>http://www.unions.org/union-benefits/articles/99/1/Union-Endorsed-Candidates/Page1.html</link>
			<description><![CDATA[
<p>Union members are provided comprehensive information on union endorsed candidates.</p>]]></description>
			<author>no@spam.com (Cindy Maddy)</author>
			<pubDate><![CDATA[Sun, 05 Oct 2008 22:30:00 CDT]]></pubDate>
			<guid isPermaLink="true">http://www.unions.org/union-benefits/articles/99/1/Union-Endorsed-Candidates/Page1.html</guid>
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			<title><![CDATA[Asbestos and Union Members]]></title>
			<link>http://www.unions.org/union-benefits/articles/97/1/Asbestos-and-Union-Members/Page1.html</link>
			<description><![CDATA[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <img title="" alt="" src="http://www.unions.org/union-benefits/content_images/31/braytonpurcell_logo_tagline%5B2%5D.jpg" align="baseline" border="0" height="63" width="349"/><br/><br/>Asbestos is the generic name for six naturally occurring minerals that have been used in commercial products for their strength, flexibility, low electrical conductivity, and resistance to heat and chemicals. Because of these properties, there are a wide variety of <a  href="http://www.asbestosnetwork.com/asbestos/de_prod.htm?utm_source=union&utm_campaign=product">commercial asbestos applications:
</a><br/><ul><li>electrical wiring and switching components <br/></li><li>fire retardant insulation for buildings&nbsp;	building materials like drywall, joint compound, roofing shingles <br/></li><li>HVAC insulation <br/></li><li>Automotive gaskets and friction materials (brake pads, clutch linings) <br/></li><li>Boiler insulation, pump gaskets and packing materials.</li></ul><br/>The known risks posed by asbestos exposure to humans have been
documented since the early 1900s. The first documented case of
asbestosis was in 1924, spurring additional studies that linked
asbestos exposure to specific lung diseases.<br/><br/>&nbsp;&nbsp;&nbsp; Asbestos
diseases follow a &#8220;dose&#8211;response&#8221; relationship curve. This means that
the more asbestos you inhale (dose), the greater your risk of
contracting an asbestos&#8211;related disease. For example, if a person
worked around asbestos for 5 years and someone else worked in the same
job for 15 years and had an equal concentration of exposure, the person
with 15 years of asbestos exposure would have a higher cumulative dose
and therefore a higher risk of developing an asbestos-related disease.<br/><br/>&nbsp;&nbsp;&nbsp;
Due to the nature of asbestos use, occupational exposure to asbestos
occurs more frequently within the trades. Asbestos related diseases
have a high latency period; taking from 5-40 years to develop from the
initial asbestos exposure. Alerting your doctor to your potential
exposure to asbestos will help him or her be on the lookout for the
early signs of disease development - leaving you with more options for
treatment.<br/>&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; <br/>&nbsp;The Effects<br/><ul><li>&nbsp;Asbestos diseases are typically the result of the inhalation of
asbestos fibers; the effects of which might not be diagnosed until
years, or decades, after the exposure to asbestos occurs. The most
common diseases associated with asbestos exposure are:</li></ul><ul><li><a  href="http://www.asbestosnetwork.com/health/he_asbestosis.htm?utm_source=union&utm_campaign=disease#pleural">Asbestosis and asbestos pleural disease</a> - Both result in the
inflamation and scarring of the lungs. While not typically fatal,
reduced lung capacity will result due to internal scarring of the lungs
and the loss of elasticity from pleural thickening.</li></ul><ul><li><a  href="http://www.asbestosnetwork.com/health/he_lung.htm?utm_source=union&utm_campaign=disease">Asbestos
lung cancer </a>- Develops in the lining of the bronchi, the trachea,
bronchiole, or alveoli. Although lung cancer usually develops slowly,
cancer cells can break away and spread to other parts of the body.
Smoking combined with asbestos exposure significantly increases the
chances for developing lung cancer. </li></ul><ul><li><a  href="http://www.asbestosnetwork.com/health/he_meso.htm?utm_source=union&utm_campaign=disease">Mesothelioma </a>- A fast
acting and almost certainly fatal cancer linked directly to asbestos
exposure. The tumor encases the lung as it grows along the pleura, the
lining of the chest and abdominal cavity, causing difficulty with
breathing and compromising lung function.</li></ul><br/>Your Options<br/><br/>&nbsp;&nbsp;&nbsp;
If you are diagnosed with an asbestos related disease, your options
will be dependent upon the severity of your disease.&nbsp; For further
information about medical treatment options, visit the following:<br/><a  href="http://www.asbestosnetwork.com/health/he_asbestosis_treat.htm?utm_source=union&utm_campaign=treatment">Asbestosis Treatment</a><br/><a  href="http://www.asbestosnetwork.com/health/he_lung_treat.htm?utm_source=union&utm_campaign=treatment">Asbestos Lung Cancer Treatment</a><br/><a  href="http://www.asbestosnetwork.com/health/he_meso_treat.htm?utm_source=union&utm_campaign=treatment">Mesothelioma Treatment &nbsp;&nbsp;&nbsp; </a>&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; <br/>&nbsp;&nbsp;&nbsp; <br/>&nbsp;&nbsp;&nbsp;
&nbsp;Independent of medical treatment, you may be entitled to financial
compensation for your injuries. The producers of asbestos products were
well aware of the diseases airborne asbestos could cause. The <a  href="http://www.braytonlaw.com/?utm_source=union&utm_campaign=lawyer">asbestos
lawyers at Brayton Purcell</a> have been involved in protecting the legal
rights of asbestos victims, injured workers and their families for over
24 years. Visit the verdicts section of our website for more
information about our <a  href="http://www.braytonlaw.com/news/verdicts/verdicts.htm?utm_source=union&utm_campaign=lawyer">asbestos case verdicts and settlements.</a><br/>
]]></description>
			<author>no@spam.com (Brandon West)</author>
			<pubDate><![CDATA[Wed, 01 Oct 2008 16:30:00 CDT]]></pubDate>
			<guid isPermaLink="true">http://www.unions.org/union-benefits/articles/97/1/Asbestos-and-Union-Members/Page1.html</guid>
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			<title><![CDATA[Fiduciary Liability Insurance]]></title>
			<link>http://www.unions.org/union-benefits/articles/95/1/Fiduciary-Liability-Insurance/Page1.html</link>
			<description><![CDATA[
<p class="MsoNormal" style="margin-top: 0px; margin-bottom: 0px;"><u><span style="font-family: Arial;"><font color="#f06b00" size="2"><br/></font></span></u></p>
<p class="MsoNormal" style="margin-top: 0px; margin-bottom: 0px;"><span style="color: black; font-family: Arial;"><font size="2">Companies generally create employee benefit plans to help attract and retain quality employees.&nbsp; However, they may not be aware of the liability exposure created from the management of these plans.&nbsp; Or, that utilizing a third-party plan administrator (TPA) does not eliminate their exposure. <br/></font></span></p><span style="color: black; font-family: Arial;"><font size="2">
<p class="MsoNormal" style="margin-top: 0px; margin-bottom: 0px;"><span style="color: black; font-family: Arial;"><font size="2">Even more concerning is that as a fiduciary (trustee) of a companies Retirement Plan, or Welfare Plan (including medical, dental, life and disability), ERISA holds them <b>personally liable</b>.</font></span></p><p class="MsoNormal" style="margin-top: 0px; margin-bottom: 0px;"><span style="color: black; font-family: Arial;"><font size="2">&nbsp; </font></span></p><span style="color: black; font-family: Arial;"><font size="2">
<p style="margin-top: 0px; margin-bottom: 0px;">A fiduciary liability policy protects the personal assets of a plan Fiduciary due to allegations of breach of fiduciary duties. <br/></p></font></span></font></span>
<p style="margin-top: 0px; margin-bottom: 0px;"><br/></p>
<p style="margin-top: 0px; margin-bottom: 0px;" align="center"><img title="" alt="" src="http://www.unions.org/union-benefits/content_images/53/UMI-Logo-Handshake.gif" align="baseline" border="0" height="115" width="222"/></p>]]></description>
			<author>no@spam.com (Cindy Maddy)</author>
			<pubDate><![CDATA[Mon, 29 Sep 2008 15:00:00 CDT]]></pubDate>
			<guid isPermaLink="true">http://www.unions.org/union-benefits/articles/95/1/Fiduciary-Liability-Insurance/Page1.html</guid>
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			<title><![CDATA[Union Printer Serving Illinois]]></title>
			<link>http://www.unions.org/union-benefits/articles/94/1/Union-Printer-Serving-Illinois/Page1.html</link>
			<description><![CDATA[Look for and ask for the International Allied Printing Trades Council label - the familiar "bug" - on all printed material. It's important that you&nbsp;find a union printer&nbsp;to&nbsp;maintain the union advantage in the printing industry.&nbsp; It's&nbsp;your assurance of the highest quality and craftsmanship for your workplace printed materials.]]></description>
			<author>no@spam.com (Cindy Maddy)</author>
			<pubDate><![CDATA[Mon, 29 Sep 2008 14:00:00 CDT]]></pubDate>
			<guid isPermaLink="true">http://www.unions.org/union-benefits/articles/94/1/Union-Printer-Serving-Illinois/Page1.html</guid>
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