<![CDATA[Retirement]]> http://www.unions.org/union-benefits/categories/retirement.html en-us http://www.unions.org/union-benefits/categories/retirement.html Interspire Website Publisher Sun, 12 Feb 2012 08:57:25 CST 20 <![CDATA[Genworth Financial Home Equity Access, Inc.]]> http://www.unions.org/union-benefits/articles/genworth-financial-home-equity-access-inc.html no@spam.com (none) Wed, 02 Feb 2011 11:18:03 CST http://www.unions.org/union-benefits/articles/genworth-financial-home-equity-access-inc.html <![CDATA[Sterling Savings Bank]]> http://www.unions.org/union-benefits/articles/sterling-savings-bank-2.html no@spam.com (none) Wed, 02 Feb 2011 11:14:22 CST http://www.unions.org/union-benefits/articles/sterling-savings-bank-2.html <![CDATA[Reverse Mortgage Specialist Inc.]]> http://www.unions.org/union-benefits/articles/reverse-mortgage-specialist-inc.html no@spam.com (none) Wed, 02 Feb 2011 11:01:33 CST http://www.unions.org/union-benefits/articles/reverse-mortgage-specialist-inc.html <![CDATA[LibertyStreet Financial]]> http://www.unions.org/union-benefits/articles/libertystreet-financial.html LibertyStreet Financial Group

5962 La Place Court

Carlsbad, CA  92008

(800) 656-4045

tgarcia@libertystreetfg.com

Company Website

 

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]]> no@spam.com (none) Thu, 04 Nov 2010 14:54:37 CDT http://www.unions.org/union-benefits/articles/libertystreet-financial.html <![CDATA[Underfunded Pensions]]> http://www.unions.org/union-benefits/articles/underfunded-pensions.html images-2.jpgThe underfunding of pension plans is one of the most serious problems facing union members today. Already there have been huge reductions in the pension pay-outs to retirees in the Airline, Steel and Auto industries. While the little known federal agency, the PBGC (which insures these plans similar to the FDIC) is not so worried over the next few years, it predicts drastic problems further down the line.

 

 

]]> no@spam.com (Unions Admin, Steve Haynes) Mon, 13 Sep 2010 09:48:17 CDT http://www.unions.org/union-benefits/articles/underfunded-pensions.html <![CDATA[Pension Rollover to Annuities]]> http://www.unions.org/union-benefits/articles/pension-rollover-to-annuities.html Annuity Rollovers Overview

contact Jesse Alcala 800 741-2049 ext 102

In financial parlance, a rollover has two common meanings, one general and the other specific. It can refer to the reinvestment of funds upon the maturity of an asset, such as a CD or a bond. More specifically, it can refer to reinvestment of funds that have been removed from a qualified plan, such as a 401(k). Using either definition, one possible destination for the rolled-over funds is an annuity, a contract in which individuals pay insurance companies in exchange for the promise of lifelong income.

]]> no@spam.com (Unions Admin, Jesse Alcala) Mon, 05 Oct 2009 11:18:47 CDT http://www.unions.org/union-benefits/articles/pension-rollover-to-annuities.html <![CDATA[Florida Machinist Seeks Social Security Disability Insurance (SSDI) Help]]> http://www.unions.org/union-benefits/articles/florida-machinist-seeks-social-security-disability-insurance-(ssdi)-help.html Obtaining Social Security Disability Insurance (SSDI) is a difficult and complex process. Two out of every three applicants initially are denied. John Minton was suffering from degenerative disk disease, rheumatoid arthritis, and other ailments when his initial application was denied.

]]> no@spam.com (Kelly Wisness) Mon, 03 Aug 2009 15:00:18 CDT http://www.unions.org/union-benefits/articles/florida-machinist-seeks-social-security-disability-insurance-(ssdi)-help.html <![CDATA[Obtaining Social Security Disability Insurance (SSDI)]]> http://www.unions.org/union-benefits/articles/obtaining-social-security-disability-insurance-(ssdi).html Obtaining Social Security Disability Insurance (SSDI) is a difficult and complex process. Two out of every three applicants initially are denied. Robert Veneziali was a lifelong electrician until the onset of multiple sclerosis.

]]> no@spam.com (Kelly Wisness) Mon, 03 Aug 2009 14:30:18 CDT http://www.unions.org/union-benefits/articles/obtaining-social-security-disability-insurance-(ssdi).html <![CDATA[Reverse Mortgage - How much is available to you?]]> http://www.unions.org/union-benefits/articles/reverse-mortgage---how-much-is-available-to-you.html Which lender should you use to get a reverse mortgage? It may depend on the type of loan you want. Public sector reverse mortgages aren't available in most areas. And when they are, usually only one government agency offers any specific type of loan. Normally, you can't have more than one type of public sector reverse mortgage on your home. So you would be selecting a loan type for example, a property tax deferral loan, or a deferred payment home repair loan—rather than a lender.

]]> no@spam.com (Mike Maddy) Sun, 31 May 2009 23:30:12 CDT http://www.unions.org/union-benefits/articles/reverse-mortgage---how-much-is-available-to-you.html <![CDATA[My Retirement is Shrinking…Now What?]]> http://www.unions.org/union-benefits/articles/my-retirement-is-shrinking…now-what.html With the dramatic downturn in the stock market in 2008 and the continued uncertainties that prevail in 2009, many are fearful of what lies ahead, especially as it relates to their hopes for a safe and secure retirement.

]]> no@spam.com (Mike Maddy) Tue, 21 Apr 2009 14:30:41 CDT http://www.unions.org/union-benefits/articles/my-retirement-is-shrinking…now-what.html