Mike Maddy

Mike Maddy has been a Union activist for over 30 years. He owns and maintains Unions.org in support of the Labor Union movement. Most recently Mike has worked for Wells Fargo Home Mortgage in the capacity of Reverse Mortgage Regional Program Manager. He is responsible for funding over 5,000 reverse mortgages valued at over $1 billion in home capital. Mike is an expert on Senior financial products and reports on all new retiree centric products in the market today. His mantra is "Retire Safe".

Content Posted by Mike Maddy

Healthcare Benefits Decline But Company Profits Soar

The new health care reform law will make it easier and more affordable for Americans to secure and maintain health insurance coverage. But the “continued poor labor market will likely lead to” further losses in insurance coverage before this major relief takes effect in 2014.

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WELLS FARGO AGREES NOT TO FORECLOSE BUT CONTINUES TO FORECLOSE

former-attorney-foreclosure-fraud-250x250.jpgWells Fargo & Co agreed Wednesday to pay eight U.S. states $24 million to help struggling homeowners after allegations of deceptive marketing practices at its home loan unit.

The $24 million will be paid to the states immediately for the states to use how they see fit but generally focused on borrower outreach, relocation assistance and the like," Franklin Codel, chief financial officer at Wells Fargo Home Mortgage, told Reuters in an interview.

Text Messaging for Labor Unions

Early in October of 2006 the 1.3 million member American Federation of Teachers announced that it would be the first union in the United States to use text messaging to mobilize its members. Today there are over 4.1 billion texts sent every day.

Dec, 10th 2009 TextMyUnion launched the first Unified group messaging service designed for exclusively for Labor Union organizations. It's function is to allow Union managers to stay in touch with its members in real time.

It's first client Carpenters Union Local 743 in Bakersfield, CA. has elected to use the system to communicate membership dues, meetings and member retention.

UnionSmart Financial Planning for Pensioners

 

Nowadays there are several financial services that are increasingly important to labor union members. Many are centered around retirement planning issues. 401(k)’s, 203(b)’s, 457’s and traditional pensions make up the vast majority of financial_services.jpgretirement plans. These are, for the most part, Defined Contribution Plans under ERISA (Employee Retirement Income Security Act). That means that the employer offers the group benefit to the employee by deducting a pre-determined amount or percentage from the worker’s paycheck to fund their retirement account. This may or may not be matched by the employer.

List of Latest Green Jobs in America

greencollar2.jpg"It's no secret that employers and workers alike are facing the worst economy since the Great Depression," said Kimberly Freeman Brown, Executive Director of American Rights at Work Education Fund. "But innovative businesses across the country are proving how the clean energy economy can give all workers a shot at the American Dream.  The companies and union employees featured in our report are leading the way toward a sustainable economy in which businesses thrive, the planet prospers, and workers share in the success they help create."

Fraudulent Foreclosures

former-attorney-foreclosure-fraud-250x250.jpgWhat exactly is a Robo Signer? Well, for one thing, we know they are quite the expert's in the minute details of the loans and mortgages for which their employer, possibly contracted by LPS, FiServe, or some other foreclosure puppet master, "manages" Floridian foreclosures.

Final Rule on Debt Settlement Companies

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On July 29, 2010 at the White House, with Vice President Biden at the podium, the Federal Trade Commission (the “FTC” or the "Commission”) announced its long-awaited amendments to the Telemarketing Sales Rule (“TSR”) targeting the sale of “debt relief services” (the “Final Rule” or the “rule”). Under the Final Rule, virtually all debt relief service providers that promote their services through inbound or outbound telephone calls, including calls arising from lead generators and online advertising, will be subject to a ban on advance fees before services are provided, as well as new and existing requirements, and other provisions, of the TSR.    

Lasik Custom Vision

lasikcustom-vision.gifAll-Laser iLASIK at Lasik Custom Vision is one of the safest, most advanced vision correction procedures available today!

Dr. George Simon has personally performed over 65,000 LASIK procedures, making him the most experienced LASIK surgeon in the Bay Area. By using the latest state-of-the-art technologies for both taking precise measurements as well as performing the All-Laser iLASIK procedure, we are dedicated to providing our patients with the best possible chance of achieving outstanding vision to match their lifestyle.

Thank you for taking the time to visit our website for considering us for your LASIK procedure. Dr. Simon and the entire Lasik Custom Vision team strive to educate our patients about the All-Laser iLASIK procedure so that they can make an informed decision when deciding to correct their vision. What's more, it costs absolutely nothing to find out if you are a candidate! Call (877) 370-7727 to schedule your free V.I.P. LASIK consultation at Lasik Custom Vision today!

Home Costs Can Be Lowered

Keep those home costs under control

These days, most people are trying to control their expenses a little more tightly. Often they don't realize how much they're paying to live in their homes. So let's take a look at that home budget and see if we can't do a better job of staying on top of the costs.image001.png

Are Labor Unions Going to Vote Democrat This Fall?

numblog0826_art_400_20080826140240.jpgLabor groups are furious with the Democrats they helped put in office — and are threatening to stay home this fall when Democratic incumbents will need their help fending off Republican challengers.

The Senate’s failure to confirm labor lawyer Craig Becker to the National Labor Relations Board was just the latest blow, but the frustrations have been building for months. 

Labor groups are furious with the Democrats they helped put in office — and are threatening to stay home this fall when Democratic incumbents will need their help fending off Republican challengers.

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